The COVID-19 pandemic disrupted business operations like nothing we’ve experienced in the modern era.
As providers of essential services, some companies like plumbers remained on the job, but the demand for peripheral services perhaps declined. The business slowdown led to reduced hours, employee layoffs and less revenue. Pandemic relief programs, like the Employee Retention Tax Credit, helped cover some of the losses. This past fall, the ERTC generated renewed attention, and not all of it favorable.A LITTLE BACKGROUNDThe ERTC is a refundable tax credit designed for businesses that suffered losses during the height of the pandemic in 2020 and 2021. This
