Let me tell you something about yourself. Some of you have been in the plumbing business for what seems forever and still don’t have two nickels to rub together. Some of you owe thousands of dollars in back taxes. The reason is, some of you also have more money owed to you (accounts receivable) than your annual gross sales. This could also explain the tax thing.Still, I doubt many of you would go up to a stranger and hand them several thousand dollars and say, “Here take this; you can pay me back later.” But, when you tell someone you














