Another year is drawing to a close and that means it’s time to take a step back, look at what you accomplished this year and plan ahead for 2019.
Hopefully you’ve already started. If you haven’t, you’re off to a late start. According to financial advisers, the best time to start planning for the coming year is after your third-quarter results are in. At the very latest, it should start before the Thanksgiving holiday.
One of the first things you need to do is look at your income and expenses for the year. Review your budget and see where things differed
